Swiss crowdfunding bounces back with 14% growth in 2025
The Swiss crowdfunding market expanded by 14% in 2025, reaching a total volume of 629 million francs. This growth follows a dip from its 2021 peak of 792 million francs, with real estate crowdlending playing a major role in the recovery. New banking regulations contributed to the shift. On 1 January 2025, Basel III Final rules took effect, forcing Swiss banks to hold more capital for riskier loans. As a result, lending in real estate development became more expensive and cautious.
Crowdfunding platforms stepped in to fill the funding gap. Real estate crowdlending surged by 38%, hitting 275 million francs in 2025. Analysts now project another 30% increase for this sector in 2026. Other crowdfunding areas also saw gains. Crowdsupporting and donations grew for the first time since 2020, rising by 30% to 35 million francs across 9,288 projects. Even traditional banks took notice, with Raiffeisen Switzerland directing part of its sponsorship activities through its own Lokalhelden platform.
The 2025 figures highlight crowdfunding’s growing role in Swiss finance. With stricter banking rules in place, platforms are positioning themselves as key alternatives for real estate funding. The sector’s upward trend suggests further expansion in the coming year.
