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Dharavi's bold new policy grants homes to upper-floor residents for the first time

A historic shift in Mumbai's slum redevelopment now includes those left out for decades. Could this model reshape urban housing across India?

The image shows a building with windows, doors, pillars, railings, and a long hallway with a tiled...
The image shows a building with windows, doors, pillars, railings, and a long hallway with a tiled floor and a balcony. In the background, there are other buildings and a clear blue sky. At the bottom of the image, there is some text which reads "3 bedroom apartment for rent in Ntinda, Kampala".

Dharavi's bold new policy grants homes to upper-floor residents for the first time

The Dharavi Redevelopment Project (DRP) has introduced a new policy to provide homes for upper-floor residents for the first time in India. This marks a significant change, as previous schemes only covered ground-floor occupants. Eligible families can now claim a 300 sq ft home outside Dharavi but within the Mumbai Metropolitan Region. Eligibility for upper-floor residents depends partly on whether the ground-floor occupant qualifies. The process uses a strict hierarchy of documents, with electricity bills given the highest priority. Affidavits, the lowest priority, are only accepted if certified by an eligible ground-floor resident.

Each upper-floor unit must submit separate paperwork or file collectively under the affidavit provision. The policy ensures one home per family, preventing multiple claims from spouses or children. Once approved, beneficiaries can choose between a hire-purchase model or early ownership by paying a pre-approved sum. However, those who already own property under other housing schemes in the Mumbai Metropolitan Region are excluded from the programme.

The DRP’s new rules open housing opportunities for upper-floor residents who previously had no formal claim. Eligible families will receive 300 sq ft homes, with ownership options available through flexible payment plans. The policy also enforces strict checks to prevent misuse and ensure fairness.

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