Woori Financial Group defies rivals with 18% market value surge in a year
Woori Financial Group Inc. has emerged as a standout in South Korea's stock market over the past year. Its shares surged by around 16%, while its market value grew by roughly 18%—outpacing major rivals like KB Financial Group and Shinhan Financial Group. Investors have also benefited from high single-digit dividend yields, pushing total returns above 20%.
Between February 2025 and February 2026, Woori's stock market capitalisation expanded faster than its peers. Strong earnings from banking and securities operations drove this growth, supported by South Korea's economic recovery. The group maintained a stable net interest margin and kept costs under control, contributing to solid quarterly results.
The company has also kept its non-performing loan ratio low, showing resilience despite stock market challenges. Analysts note that Woori's price-to-earnings ratio remains lower than many international banking competitors, suggesting the stock may still be undervalued.
Looking ahead, Woori is focusing on digital upgrades in retail banking, expanding fee-based services, and tightening cost controls. These moves aim to improve profit margins further. However, ongoing geopolitical tensions on the Korean Peninsula continue to pose risks to its investment outlook.
Woori Financial Group's performance over the last year reflects steady growth and disciplined management. With a strong dividend yield and market-beating gains, it has delivered solid returns for shareholders. Yet, external risks and the need for continued cost efficiency will shape its future trajectory.
