How Swiss Homeowners Association (HEV) Empowers Property Buyers and Owners
The Swiss Homeowners Association (HEV) offers more support than many realise. Membership provides legal advice, financial perks, and political advocacy for property owners. Recent changes show how local HEV groups have influenced housing policies across several cantons.
HEV helps homeowners at every stage—before, during, and after buying property. Members gain access to free telephone legal advice on issues like neighbour disputes, renovations, and tenancy law. The association also publishes The Swiss Homeowner, a specialist magazine in print and digital formats.
Beyond legal support, HEV members enjoy financial advantages. Discounts of up to 25% on selected insurance policies are available, along with better terms on HEV mortgages. Additional savings include up to 20% off services and products from partner companies, plus reduced rates for practical courses. Local HEV branches have also driven policy changes in recent years. In Zürich and St. Gallen, groups successfully campaigned to abolish the *Eigenmietwert* tax, which voters approved in a September 2025 referendum. In St. Gallen, their efforts simplified solar panel approvals for protected buildings, covering 38 communes by 2025. These moves come as housing shortages push property prices upward.
HEV membership delivers legal, financial, and political benefits for Swiss homeowners. The association's work has led to tax reforms, easier renewable energy installations, and ongoing market insights. For those planning to buy or already owning property, the support and savings may prove more valuable than expected.
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